Terms & Conditions

Terms and Conditions — Departwise

Effective Date: 29/12/2022


1. Acceptance of Terms

1.1. By accessing or using the services provided by Departwise (“we,” “our,” or “us”), you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our services.


2. Personal Information Collection and Privacy

2.1. Consent: By utilizing our services, you consent to the collection, storage, and use of your personal information as described in our Privacy Policy. This may include, but is not limited to, your name, address, phone number, email address, date of birth, and other information you provide through our forms.
We use this information to:

  • Provide quotes and recommendations based on your inquiry

  • Connect you with licensed professionals

  • Communicate with you regarding updates or opportunities relevant to our services

2.2. Accuracy: You are responsible for providing accurate and up-to-date information. We are not responsible for consequences resulting from inaccurate or outdated information.

2.3. Security: While we use industry-standard measures to protect your data, no method of transmission or storage is 100% secure. You are responsible for safeguarding your account credentials.


3. Services

3.1. Lead Generation & Quote Services: Departwise provides informational and referral services to help you explore relevant insurance or coverage options. We aim to ensure that all information shared is accurate, but we do not guarantee completeness or outcomes.

3.2. Communication: By using our services, you agree to receive communications from us or our partners via phone, SMS, or email. You can opt out of promotional messages at any time.


4. User Responsibilities

4.1. Compliance: You must comply with all applicable laws when using our services.
4.2. Account Security: You are solely responsible for the security of your credentials and any activity under your account. Notify us immediately if you suspect unauthorized access.


5. Limitation of Liability

5.1. To the maximum extent permitted by law, Departwise shall not be liable for any indirect, incidental, special, or consequential damages, including loss of data, income, or business, resulting from your use of our services.


6. Changes to Terms and Services

6.1. Terms Updates: We may revise these Terms at any time. Updates will be posted on this page with the revised effective date. Continued use of our services constitutes your agreement to the new terms.

6.2. Service Changes: We reserve the right to modify or discontinue any aspect of our services at any time without notice.


7. Governing Law and Jurisdiction

7.1. These Terms and Conditions are governed by the laws of the State of Texas, without regard to its conflict of law principles.


8. Contact Us

8.1. If you have any questions or concerns about these Terms or our services, contact us at:

Departwise
USA
📧 Email: support@departwise.com
📞 Phone: +92 330 8316099


9. Arbitration Clause

Any dispute, claim, or controversy arising out of or relating to these Terms and Conditions — including enforcement, interpretation, or validity — shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). The arbitration shall be conducted in Houston, Texas, in English, before a single arbitrator.

The arbitrator’s decision shall be final and may be enforced in any court of competent jurisdiction. The prevailing party shall be entitled to recover reasonable attorney’s fees and costs.

By agreeing to arbitration, both parties waive the right to participate in class actions, collective actions, or jury trials. This arbitration clause shall survive termination or expiration of these Terms.