Nope! Most plans we offer require no medical exams — approval is based on simple questions about your health and age.

Yes — final expense plans are generally available for individuals between the ages of 50 and 85.

In most cases, you can be approved and covered within 24 hours — some even instantly after the call.

You choose your beneficiary — usually a loved one or family member — who will receive the benefit upon your passing to cover final expenses.